In today’s environment of rising regulatory expectations and heightened risk exposure, organizations need more than compliance—they need confidence. At Talentstone Advisory, we help clients build resilient, well-governed institutions through forward-thinking audit, risk, and regulatory compliance solutions.

Our professionals bring deep expertise, practical insights, and hands-on execution capabilities. Whether leading a regulatory remediation, building a new risk framework, or embedding subject-matter experts into your team, we deliver sustainable results with precision and clarity.

Our Capabilities

We offer a full range of services across three core areas:

1. Risk Management Advisory

Turning risk into a competitive advantage.

From enterprise risk management to operational and credit risk frameworks, we help clients assess, design, and implement risk strategies that align with business performance and regulatory expectations.

Our capabilities include:

• Enterprise Risk Management (ERM) frameworks

• Risk appetite and governance policy design

• Risk and control self-assessments (RCSA)

• Credit, market, and operational risk frameworks

• ICAAP/ILAAP support and stress testing

Select Consulting Engagements:

1. ERM Implementation: Developed and implemented a group-wide ERM framework for a pan-African financial services firm, including risk appetite statements and board-level dashboards.

2. Stress Testing Framework: Designed multi-scenario stress testing models for a mid-tier bank to meet ICAAP submission requirements under Basel II.

3. Operational Risk Controls: Conducted RCSA and implemented KRI monitoring tools for a telecom operator expanding across emerging markets.

4. Credit Risk Review: Led a review of credit risk governance for a regional development bank, identifying portfolio concentration risk and mitigation strategies.

5. Risk Culture Assessment: Evaluated and strengthened risk culture and accountability in a state-owned infrastructure company preparing for privatization.

Embedded Leadership Engagements:

• Deployed an Interim CRO to lead risk transformation during the merger of two West African banks.

• Embedded a Director, ERM to establish group-wide risk policies and controls at a multinational logistics company.

• Appointed a VP, Operational Risk to manage enterprise risk during a technology overhaul in a consumer lending business.

• Provided a Senior Manager, Risk Analytics to develop scorecards and stress testing tools at a fintech startup.

• Seconded an Executive Director, Credit Risk, to head credit portfolio management at a large non-bank lender.

2. Internal Audit & Controls Advisory

Building confidence through effective controls and assurance.

We help clients establish, strengthen, or optimize their internal audit and control functions to provide objective assurance, improve governance, and reduce risk exposure.

Our capabilities include:

• Internal audit planning and execution

• Risk-based audit methodologies

• Internal controls testing and design

• SOX and ICFR compliance

• Audit committee and board reporting

Select Consulting Engagements:

1. Internal Audit Outsourcing: Provided end-to-end internal audit services for a fintech client, covering IT, finance, and compliance functions.

2. Risk-Based Audit Plan Design: Developed a three-year strategic internal audit plan for a diversified conglomerate with cross-border operations.

3. Controls Optimization: Re-engineered control frameworks across procurement and finance for a healthcare group facing repeated audit findings.

4. SOX Readiness Program: Supported SOX readiness and internal control documentation for a firm preparing for a US IPO.

5. IT Audit Capability Build-Out: Designed and trained internal IT audit capabilities for a telco, including cybersecurity and data privacy controls.

Embedded Leadership Engagements:

• Appointed an Interim Head of Internal Audit to establish and lead audit functions during a group reorganization.

• Seconded a Manager, Internal Controls, to support SOX implementation and remediation in a multinational tech company.

• Provided a Director, Audit & Risk, to act as interim audit leader for a regional insurance firm undergoing regulatory inspection.

• Embedded a VP, Internal Audit to conduct third-party risk reviews and supplier audits in a retail group.

• Deployed a Senior Manager, Assurance, to revamp internal control testing frameworks at a logistics provider expanding into new geographies.

3. Regulatory Compliance Advisory

Anticipating change. Ensuring alignment. Sustaining compliance.

We help clients stay ahead of regulatory changes by building adaptive compliance programs that are efficient, technology-enabled, and fit for purpose.

Our capabilities include:

• Regulatory gap assessments & remediation

• Compliance program design and health checks

• AML/CFT advisory and transaction monitoring reviews

• Regulatory reporting enhancement

• Conduct and culture reviews

Select Consulting Engagements:

1. Compliance Program Redesign: Rebuilt the compliance framework for a Tier II bank following regulatory enforcement action, including AML and KYC remediation.

2. AML System Review: Conducted an effectiveness review of an AML transaction monitoring system, identifying tuning and rule enhancements to improve alert quality.

3. Regulatory Remediation Office (RMO): Established a program office to manage remediation of internal control findings from a central bank inspection.

4. Conduct Risk Program: Designed and launched a conduct risk assessment framework for a large brokerage firm, aligning with international best practices.

5. Regulatory Reporting Overhaul: Assisted a payment services provider with automating and validating reports to meet revised prudential regulation requirements.

Embedded Leadership Engagements:

• Appointed a Director, Compliance Advisory, to oversee licensing and regulatory submissions for a digital bank launch.

• Deployed an Executive Director, Regulatory Affairs, to liaise with supervisors and embed compliance culture in a newly acquired microfinance institution.

• Seconded a Manager, AML Compliance, to remediate and upgrade controls across onboarding and transaction monitoring.

• Provided a VP, Conduct Risk, to drive behavior-based training programs across a commercial bank.

• Embedded a Head of Compliance Monitoring, to lead second-line testing and thematic reviews during a regional risk review.

Our Embedded Leadership Model

Expertise that integrates. Leadership that delivers.

Unlike traditional consultancies, Talentstone Advisory offers a flexible staffing model that integrates senior risk, audit, and compliance professionals into your team—enabling you to scale capabilities, fill critical gaps, or lead transformation from within.

Our embedded professionals are typically deployed as:

• Interim Chief Risk Officers (CROs)

• Heads of Audit, Risk, or Compliance

• Directors and VPs with hands-on leadership in regulatory and audit mandates

• Project-based or time-bound managers driving remediation or transformation efforts

They combine institutional experience with execution capability—ensuring strategic alignment and operational continuity during key change periods.

Why Talentstone Advisory?

• Risk-smart. Regulation-ready. Results-driven.

• End-to-end solutions across risk, audit, and compliance

• Cross-sector experience: banking, fintech, insurance, telecoms, energy, public sector

• Advisory + Embedded Model = Execution you can count on

• Scalable support—from specialist taskforces to interim leaders

Ready to Strengthen Your Risk & Compliance Posture?

Talentstone Advisory is your partner in building resilient governance frameworks, aligning to regulatory standards, and embedding control excellence across the enterprise.

Contact us to learn how we can support your risk, audit, and compliance agenda—through targeted advisory or embedded leadership engagements.